History Preserved in Beautifully-Written First Book of Series on Upper Michigan's Whitefish Township Saturday, October 23, 2010

Jan Huttenstine has captured the history of Whitefish Point, its Native American residents, early fishermen and lighthouse keepers, cranberry farmers and its maritime history in a way stylistically reminiscent of the great history books written in the mid-twentieth century with a lyrical and poetic prose matched by few historians today. Whether readers are residents of Whitefish Township or have never visited it, they will find themselves wholly engrossed in its history, written as if the author knew intimately ever person mentioned, and they will come to feel as if they have also walked the beaches, worked on the fishing boats, and harvested the cranberry crops of this area rich in history.

In the film "Camelot," King Arthur states, "Sometimes the only vacation spot is the past." What a vacation it is to read this history of Whitefish Township. It is a trip into the past, a time when life was harder, yet simpler, and a harsh climate and remote location built sustaining relationships. I cannot imagine any author could have more completely re-imagined this world and brought history to life for the present reader so perfectly. I find the stories in "Remotely Yours" comforting, awe-inspiring, and satisfying as I became engrossed in the simple lives of hardworking people and then the dedication by later generations to preserve that way of life and its history.

Huttenstine was fortunate in the wonderful sources she found. Little history of Whitefish Township has been written, and Huttenstine had a large task before her to discover information and piece it together-much of that information, such as a cabin logbook, was nearly lost, and much of it only preserved on aged paper in research libraries and in oral interviews that she magnificently assembled to complete a thorough picture of days gone by. Huttenstine ended up actually finding so much unexpected material she decided she would have to write three books. If this first volume of "Remotely Yours" is any indication of what is to come, readers will be eagerly demanding, "When is the next book coming out?" as soon as they finish reading the first.

The story begins where it should-at the beginning with the history of the Native Americans in the area. A great deal of information is provided about the coming of the white man, the natives ceding their land rights through treaties to the U.S. Government, the failure of the United States to live up to its side of the treaties, and the recent triumph of the Bay Mills Indian Community to win back those treaty rights.

The early history of Whitefish Township is told largely through letters and oral histories of residents who knew the early settlers-mainly their children, grandchildren, or nephews. The history of the lighthouses, cranberry farms and first fisheries are all explored, and most memorably, these early settlers are brought to life. Anna Powell is one such settler whom the reader is unlikely to forget as she traveled in the 1870s more than fifty miles by foot to Whitefish Point in winter to visit her two daughters when she was well into her fifties. Other memorable stories take place as recently as the drastic storm that destroyed the "Edmund Fitzgerald" in 1975, and of fishermen trapped on Lake Superior during that storm-just one of many dramatic rescues detailed in the book.

Nature is almost a character in these pages. Huttenstine writes with a clear love for her subject, the beauty, the peace, the wild storms and breaking waves of Lake Superior, the isolation, the blizzards-all combine to make a clear picture of life day-to-day and season-to-season in Whitefish Township. The importance of the area's natural beauty, climate, and geography are clearly outlined from the early nineteenth century to the present day when the Tahquamenon Falls and the Great Lakes Shipwreck Museum invite visitors to experience the Whitefish Point area for themselves.

In the book's preface, Huttenstine informs us that the second volume of "Remotely Yours" will focus on the Tahquamenon Falls area and the sawmill town of Emerson, which was situated on Lake Superior just south of the Tahquamenon River. The history of Paradise and, to its north, the unique milltown of Shelldrake at the mouth of the Shelldrake River will be subjects of the third book.

Readers impatient for the future volumes perhaps will content themselves in the meantime with visiting Whitefish Point if they do not live there, and if they are already residents, they will now appreciate its intricate, rich, and inspiring history all the more. Huttenstine has recreated the past and brought it into the future so it will be enjoyed and hopefully never forgotten. "Remotely Yours" is a delightful historical reading excursion like few others.




Tyler R. Tichelaar holds a Bachelor's and Master's Degree from Northern Michigan University and a Ph.D. from Western Michigan University. His family's long relationship with Upper Michigan and his avid interest in genealogy inspired Dr. Tichelaar to write his Marquette Trilogy: Iron Pioneers, The Queen City, and Superior Heritage. Dr. Tichelaar is also a professional book reviewer and editor. For more information about Tyler R. Tichelaar, his writing, and his author services, visit:
www.MarquetteFiction.com

Courier Company Packing Guidelines

When things aren't packed correctly and a courier company comes to take your delivery, if you haven't followed their guidelines for packing shipments correctly you might be in for a bit of a surprise. First of all, if improper packing causes your package to leak, spill, break open, or do anything else that might affect other packages in the shipment, you can find yourself faced with a fine or a fee from the Chicago courier service that you've been shipping with. On the other hand, if the driver notices right away that you have done something that goes against their rules for packing, he might refuse to pick it up after he sees it. This can greatly slow down your shipping times as you will have to wait for the courier company to have time to allow the driver to come back a second time to finally make the pickup, and if they've already had to refuse your package once, they might not make your pickup on the top of their priority list.

One of the most important parts of packing correctly is something that you might not even be thinking about. Many people think that the only packing guidelines that they have to worry about is ensuring that their breakables don't smash while in transit, but some of the most important rules which the courier company will have laid out for you are those which govern the labeling of your package. A package which is mislabeled in any way is very likely to go astray and not reach your intended destination. This again can delay your shipping times or end up costing you a fee, especially if the courier has to go and pick up the package again after an erroneous delivery.

If you aren't sure about how you should actually go about packing your shipment, ask your courier for a copy of their packing guidelines. Most companies will have a good list that they can give you to let you know what they require as a minimum, and possibly even some suggestions as to how to pack anything that could be in danger of breaking, as a broken delivery isn't only going to present a problem for you with your broken item, but it will also represent an issue for the courier as well. If you stick to the guidelines that they give you, you shouldn't run into any problems packing your goods.




Paul McDuffy is a consultant for courier service in Chicago and delivery Chicago Illinois companies as well as national courier service businesses.

How To Lower Senior Car Insurance Wednesday, October 20, 2010

We all know that insurance companies when approving the rate of your insurance are considering several factors. Age is the most common factor that they look at. Both young and senior car insurance are relatively high in cost. This is because of the following reasons:

1. Younger drivers are more reckless in driving and prone to accidents.
2. Senior drivers need greater medical attention should they be involved in accidents.

Senior drivers need not lose hope in lowering the cost of their insurance. There are some ways that you can do to help you bargain with companies with the cost that would fit your budget. Here is how:

1. Get the same company where you have an existing insurance for your house, etc. Most insurance companies offer bigger discounts for customers who trust them with multiple insurance policies.

2. Credit ratings are also being considered when applying for insurance. So make sure that you keep them high. A declining credit rating would make the company worry if you could pay them reason why they would increase the rates early on your application.

3. As seen by insurance companies, senior driver tends to file claims more often. They are said to be more prone to be involved in accidents and claim from companies even if reasons are shallow. So in order to be able to bargain with your insurance provider, show them that your driving records are clean from any tickets related to reckless driving and other offense that often causes accidents.

It is unavoidable to sometimes get higher rates due to the reasons that companies have and you qualify. But although this is the case, there are still instances that you can try to do things that would be of help when dealing with insurance companies.




Senior car insurance rates of course vary in every car insurance company that is why it is best for you to learn the rates from different insurance companies. You may also be interested in finding cheap student car insurance for your family members.

Michigan CD Rates Monday, October 18, 2010

The great state of Michigan has an interesting slogan, "Water Wonderland." It is recognizable as the state that looks like a mitten or an elephant seal calling to its mate. Sorry, it just depends on your perspective. So do their CD Rates give one an impression of being in a wonderland? Let's check it and see.

We will start with one of the biggest and oldest banks in Michigan. Citizens Bank was established in 1871. Their FDIC# is 986. They are about $11.3BB in assets and employ close to 2000 people. They have a 3-star rating from Bauer. They have a 17-month special at 1.40% or 5-year CD at 3.00%. Those are certainly in line with what can be found in other states.

Isabella Bank is medium size. They were started in 1901; just a few years before Ford introduced the first Model T. Anyway they are about $800MM in size. Their FDIC# is 1005 and they have a four-star rating from Bauer. They don't have rates posted on-line but can you Google them and call easily enough.

Mercantile Bank of Michigan is another one of the larger banks in Michigan. They have about $1.9BB in assets. We actually have worked with this bank for a number of years and have always found them to be helpful and easy to work with. I wish their rates were higher. Bauer currently gives them 2-stars. They don't have rates posted on-line, but the 1-year we are aware of is at 0.60% APY. The 5-year is semi-competitive at 2.75%.

I also wanted to bring you a few credit unions. Advantage Federal Credit Union is based in Brownstown in Mighigan. The short-term CD rates are on the low side. The 1-year is at 0.75% and the 2-year is at 1.15%. The 5-year is up there with other offerings at 3.00% APY. Their NCUA# is 7603. They have a 4-star rating from Bauer.

Credit Union One is based in Ferndale. Their NCUA# is 62562. Their CD Rates are also on the low end. I was really hoping the credit unions would show the banks up. They have a 3-star rating from Bauer. The 1-year CD rate is 1.20% for the top tier ($100,000 and above). The 2Y is 1.70%. The 3-year is 2.15% and the 5-year is 2.90%. Remember with credit unions that you usually have live, work, or worship within their membership area.

Finally a disclaimer. While we do our best to provide accurate information please verify the federal insurance, rates, and ratings with any institution you want to make deposits with.




Chris Duncan is a FINRA Registered Representative. He works for Jumbo CD Investments, Inc., a leading CD research and placement firm. He specializes in helping clients find the highest CD rates nationwide. His clients include individuals, financial institutions, corporations, and public agencies. Visit us for the Best CD Rates

EXPRESS YOURSELF Sunday, October 17, 2010

CENTER LINE HIGH SCHOOL ART CLUB MEETING MARCH 2, 2006 MS WALKER'S ROOM, C101 BRING A FRIEND THERE WILL BE FOOD!



http://www.youtube.com/watch?v=8LodhMhOoIQ&hl=en

A2Yoga - Asanas with Ana - Extended Version Pt. 1 - Ann Arbor Yoga Studio Friday, October 15, 2010

A2Yoga.com = Ana Powell, founder of A2Yoga in Ann Arbor, Michigan, USA. Inspired asanas extended version part 1 of 2 with music by Akira Kosemura http Please see our studio schedule and inquire about our additional wellness services at A2Yoga.com



http://www.youtube.com/watch?v=ILBTfe3zq2o&hl=en

Auto Accident Child Safety Wednesday, October 13, 2010

Travel Safely with Young Passengers in Your Car

The essential safety information for every parent, relative, friend, or caregiver, who may transport an infant or small child in an automobile is to be sure to get the right car seat for your child. When it comes to child restraint systems, one size does not fit all, and each system must be appropriate for the individual youngster's age, weight, and height.

The following are general guidelines about the kind of protection your child may need:

  • Infants up to about 1 year old should travel in a federally-approved infant safety seat that faces the rear of the car. Facing the back of the car protects a baby's fragile head and neck if a car accident occurs. The car seat should be semi-reclined so that the baby's head does not flop forward.

  • Children between 1 and 4 years old can sit in a convertible seat that faces forward, if the car seat is equipped with harness straps to securely hold the youngster in place.

  • A child who outgrows a convertible seat should ride in a booster seat, which will make the safety belt fit better and more comfortably.

  • After a child gets too big for a booster seat, he or she can wear a regular seat belt, but should continue to sit in the back seat until 12 years of age.

Give your child the maximum protection by using the car safety seat properly.

Although about 80% of drivers use child restraint systems, over 70% were incorrectly installed. The most common mistakes were incorrect use of the tethers and harnesses, which will keep the child safely secured in the event of an accident. This puts children at risk, and can easily be avoided, if drivers take the time to follow these simple steps:

  • Study the vehicle owner's manual and car seat instructions carefully.

  • Check to see if you need a special locking clip. Not all standard safety belts will secure a car seat without it.

  • Look for a car seat with a label saying it meets federal motor vehicle standards.

  • Send in the car seat registration card, so that you will get notice of product safety recalls.

  • Get a tight fit - the car seat should not move more than one inch from side to side or forward. To check for proper installation, push and pull on the car seat near the safety belt buckle.

  • Replace a car seat that has been in a crash.




Attorney Marya Sieminski joined the Law Offices of Sam Bernstein in 2003. She is admitted to practice law in Michigan state courts and in the U.S. District Court for the Eastern District of Michigan. She earned her Bachelor of Science degree at the Massachusetts Institute of Technology and graduated magna cum laude from Wayne State University Law School. Marya has worked as a trial lawyer for 10 years and exclusively represented victims in personal injury litigation and in workers compensation claims. She also was appointed by the Governor to serve on the State of Michigan Workers Compensation Qualifications Advisory Committee.

The Law Offices of Samuel I. Bernstein, our Michigan auto accident and personal injury law firm, has championed the cause of seriously injured Michigan auto accident victims for three generations.

'Man v. Food' takes on Fifth Third Burger Tuesday, October 12, 2010

Adam Richman of Travel Channel's 'Man v. Food' was at the West Michigan Whitecaps' game Wednesday night to attempt to eat the Fifth Third Burger.



http://www.youtube.com/watch?v=p-e3-MRcybs&hl=en

NASCAR Nationwide 2010 Race 24 Bristol, Foodcity 250 Part 3 of 10 Thursday, October 7, 2010

Part 3 of 10 - Nascar 2010 Nationwide - Foodcity 250 August 20, 2010 at the Michigan International Speedway the Foodcity 250 was held, The Food City 250 is a NASCAR Nationwide Series stock car race that takes place each August under the lights at Bristol Motor Speedway in Bristol, Tennessee. It is held the night before the Sprint Cup Series Sharpie 500. First held as a 150 lap event, the race has increased in length several times, first to 200 laps in 1985, and to the current 250 laps in 1990.



http://www.youtube.com/watch?v=o7LtKTM4bqE&hl=en

Changes in Mortgage Payments in Chapter 13 Cases Wednesday, October 6, 2010

A Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor's current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause." If the debtor's current monthly income is greater than the applicable state median, the plan generally must be for five years. In no case may a plan provide for payments over a period longer than five years. 11 U.S.C. §1322(d). During this time the law forbids creditors from starting or continuing collection efforts.

Problems can arise when a Chapter 13 debtor has their plan confirmed, only to find that their mortgage payment increases because of a variable rate mortgage. On March 24, 2009, the U.S. Bankruptcy Court for the Eastern District of Michigan amended Local Rule 3001-2 in order to "clarify the procedures for administering post-confirmation changes in mortgage payments in chapter 13 cases," amended Local Rule 3001-2. The Rule, as amended, states that in a Chapter 13 case, "a creditor with a claim secured by a mortgage on real property shall file and serve on the debtor a statement of any proposed increase or decrease of periodic payments and file a certificate of service." The creditor must file such a statement no less than 45 days before the proposed effective date of the adjustment of the payment amount. The Rule requires that the statement "fully disclose the calculations on which the adjustment is based." Once such a statement is filed, the debtor (the individual seeking Chapter 13 protection) then has 21 days to object. If an objection is filed, the court will schedule a hearing with notice to the debtor, the creditor and the trustee. Within 14 days after the Court resolves any objections (or within 14 days after the deadline for filing objections passes, whichever is later), the trustee shall file a notice stating whether the plan will still be adequately funded with the current plan payment amount and if not, stating the necessary increase in plan payments. If necessary, the debtor may be required to file a plan modification under Local Rule 3015-2(b) to assure adequate funding of the plan. The Rule, as amended, also creates certain exceptions for creditors whose mortgage payments are "subject to change more frequently than once every six months."

If you are considering bankruptcy, it is important to consult with an attorney who is familiar with your jurisdiction's local rules. Although the Federal Rules of Bankruptcy Procedure are the same throughout the United States, each federal bankruptcy court is also authorized to adopt local rules which clarify or fill voids left by the Federal Rules. The failure to follow local rules can have damaging effects on a bankruptcy proceeding.




Understand everything about bankruptcy at bankruptcy resources, bankruptcy news and bankruptcy info.

Debt Consolidation Companies In Michigan

Debt consolidation companies attempt to get the credit history of a person back on track. Many borrowers find themselves with poor credit rating after accumulating a lot of debts. Debt consolidation is also used as an alternative to declaring bankruptcy. In the state of Michigan, bankruptcy laws are very severe, therefore, debt consolidation is always a better option. To find debt consolidation companies in Michigan is quite easy, as there is at least one such company in every state.

Before choosing debt consolidation companies in Michigan, debtors should look into the company's credibility and past performance, to know their method of dealing with the issue. Debtors must be aware that any negative reports on a person's credit history are removed from the credit report after a period of seven years. This allows a person to correct the mistakes he or she has made, and improve their credit rating now. However, a bankruptcy report stays on the credit history for ten years. This is done to deal more severely with people who mismanage their funds to such an extent that they go bankrupt. However, many such debtors have made efforts to deal with debts by choosing debt consolidation companies. This is even more important in Michigan as the state government does not take defaults or bankruptcy lightly.

Debt consolidation can also be searched for online. Most of them accept debt consolidation applications through their websites, making the whole process easy and convenient. Debt consolidation companies help reduce high payments and can even negotiate with the creditors to lower interest rates. To ensure that too much of debt is not accumulated, debtors are not allowed to apply for or use any more credit while they are working with debt consolidation companies. Debt consolidation goes a long way towards ensuring better credit ratings, which further allows debtors to get better rates than what are regularly offered.




Debt Consolidation Companies provides detailed information on Debt Consolidation Companies, Best Debt Consolidation Companies, Free Debt Consolidation Companies, Non Profit Debt Consolidation Companies and more. Debt Consolidation Companies is affiliated with Free Consolidation Debt Help.

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