Michigan Vacation Spot - Historic White Pine Village Thursday, December 30, 2010

The Lake Michigan shoreline is only a short distance from Historic White pine Village, which lies a few miles South of Ludington on Lower Michigan's Western coast. The "village" is a collection of twenty-five historic buildings and sites that are open to the public for self-guided tours. Combined, these buildings contain thousands of artifacts from days-gone-by, including signs, tools, musical instruments, furnishings and other items. The village also maintains the records for the County Historical Society and will research those records for specific information upon request.

Like all good villages, this one has a Chapel, and it features an organ built in the 1860s. The Chapel is available for rental for private weddings, baptisms and memorial services. There is a one room school (built in 1895) that can still be reserved for classes and otherwise is available for tours; and a town hall (1879) that houses an old fashion ice cream parlour.

The Rose Hawley Museum contains many artifacts including music instruments, tools, housewares, toys and an 1800 vintage camera. Nearby is the first county courthouse which was built in 1849 and moved in the late 1900s to White Pine Village. This was the first frame building in the county and it was constructed from lumber found washed up on the lake shore. Michigan supplied a lot of lumber to the Chicago area in the 1800s, most of which was delivered across Lake Michigan. A number of shipwrecks occurred and there was also the normal loss of a small amount of cargo. This salvaged lumber is what the courthouse was constructed of.

A short stroll away, the Abe Nelson Lumbering museum contains a collection of lumbering tools and memorabilia from the last century. The museum building is in the style of the great lumbering camps that once dotted Michigan's forests and helped rebuild Chicago after the great fire.

The Burns Farmhouse is an original farmhouse from the 1880s complete with furnishings. The Jorissen Barn has been relocated nearby and is an authentic barn from the early part of the century that was built using only wooden pegs to secure the main beams. The farmstead setting also houses the cooper shop and a learning skills center.

Wm E. Anderson's Hardware Store is an exact replica of a turn-of-the-century hardware that operated in Ludington for many years. The store and the inventory on the shelves has been recreated from photographs of the original store.

There is so much more to see than can be described in a short article. A visit to Historic White Pine Village will be a fond memory. This stop probably would not be as much fun for very small children as a trip to the beach--which is only a few miles away--but adults and older children should find a lot to enjoy and learn about.




Billy Oatey grew up in Northern Lower Michigan and has enjoyed hiking and fishing in many places within the State. In his travels around Michigan, he often carries mugs of coffee or bottled water and has seen first hand how disposable plastic bottles are ruining the wild parts of our world. He now sells stainless steel water bottles and travel mugs at his blog http://stainlesssteeltravelmug.org.

The average person can find it difficult to do anything for the ecology, but using recyclable and reusable bottles and cups is something everyone can do easily.

Tribute to the State of Michigan

I have been *really* bored lately and I wanted to do a sort of video presentation for Michigan, the state I live in. It may have a crappy economy right now, but I sure love living here. Hope you enjoy it! :-D Please take a look at my other vids! :-) www.youtube.com Music: Song #1: Looking Glass by Sleepy Rebels Song #2: Kaleidoscope by Sleepy Rebels **UPDATE** WOW over 1000 views! Haha this is so exciting... I never thought the views would get over 500 but... wow!! :-)



http://www.youtube.com/watch?v=1psrRkr7zRc&hl=en

1996 Cadillac Seville #95332 in Cadillac, MI 49601 Wednesday, December 29, 2010

www.autotrader.com Ifyou are looking for real value on a great used car, Godfrey Motor Mall - Chevrolet Buick invites you to come in and test drive this 1996 Cadillac Seville, stock# 95332. We are conveniently located near Cadillac, MI and known for our great selection, reliability and quality. Come take a look at this 1996 Cadillac Seville today. Godfrey Motor Mall - Chevrolet Buick 1701 N Mitchell St Cadillac MI, 49601 231-775-4661 We have been in business for over 30 years, providing Northern & Mid-Michigan customers with the best experience in both new & used sales, service, party & body shop. We offer the finest selection pre-owned vehicles reconditioned to the highest standards. Our new car pricing is straight forward with no hassles. Our service department offers alternate transportation when needed with either rental vehicles or courtesy shuttle. We also have an array of body services like body & paint work on all makes & models as well as dent repair and Rhino liners. Stop into Godfreys today for the Godfrey advantage, your one stop shop for all automotive needs. www.yourgmguy.com What are you waiting for?!!!! Dare to compare!!!! Be the talk of the town when you roll down the street in this low-mileage 1996 Cadillac Seville. With the low mileage and meticulous upkeep on this Seville, you can count on hearing the purr of its engine for years to come. Don't miss out!!!!!!!! Call today!!!!!!!! (231) 775-4661!!!!!!!!



http://www.youtube.com/watch?v=gMy8E2HVH2g&hl=en

Michigan Child Custody Law Explored

Couples in Michigan that are getting divorced will be most interested in Michigan child custody law. This whole process will be tough on both parents. Your financial future and emotional well being will be tested throughout this ordeal. It will be even tougher when children are involved.

In Michigan, once a divorce is applied for, there is a 180 day waiting period. In this time frame, the court may issue a child custody order, which will cover visitation rights.

In the State of Michigan, the court must take into account the "best interest" factors which are part of Michigan law. Some of these are schooling, the mental and physical health or each parent, preferences of the child within reason just to name a few.

As with other states, Michigan child custody law has different directions that can be taken. There is physical custody. This is where the child actually lives. To be considered under the Michigan child custody law the child or children and parents or parent have to live in Michigan. Legal custody in Michigan child custody laws gives the parent who has legal custody the right to make decisions about school, religion and many other factors of your kids life.

There is joint custody where each parent is responsible for the decisions in the children's lives. Each parent is responsible for the support of the child. This is determined by the financial means of both parents. Be aware the joint custody does not do away with the mother or fathers responsibility of child support. Child support is determined by the courts.

The usual circumstances are that the parent that has physical custody will get child support payments from the other parent. This can be off set if you have physical custody of the child and owe alimony. You will just get less or not have to pay anything for child support if is equal to the alimony you are going to get. If you are getting 500.00 in child support but owe 500.00 in alimony. These will offset and no money will change hands.

You must also be aware that child support and/or alimony can be withheld from your pay. It can also be deducted from you income tax refunds. This is probably the best way to handle this as the court will have a record of how much you have paid and are continuing to pay.

In Michigan child custody law the two parents can also enter into a shared agreement. This would be the preferred way to go. The key here is that both parents can put their differences aside and work together for the welfare of their child or children. Mom and Dad share custody. One of the parents may have the child for the work week. The other in the summer. They may split weekends and holidays.

There is a Sole custody agreement too. In this type the parents usually have a reason for doing this. One parent may work shift work and not be able to provide supervision for the child. No matter what the reason, The best interest of the kids need to be kept in mind.




W. Rex has been writing articles for a while. To see his new website over at http://www.Bestportablegenerators.org/ which helps people find the best portable generators to use when they need power.

Why Get An Attorney? Tuesday, December 28, 2010

Why get an attorney? When filing a claim for workers compensation it is important that you find a lawyer who resides in the area you live in. Laws can vary from state to state so if you live in Florida it would serve you no good to find an attorney in Michigan. Living in Iowa would mean that you should find yourself a workers comp lawyer, or one who lives in the surrounding area. This way you can ensure that you will be receiving the right information and the laws are relevant to you and your claim. A workers comp attorney will be able to help you decide if your claim is a valid one, as determining whether you are covered by workers compensation can sometimes be a difficult matter. In general, there are usually two main factors that will determine your status; whether you are an employee and whether the injury you sustained was a result of your employment. Even if both of these factors apply, there is still no guarantee that you will be covered by workers' compensation. For instance, some employers in certain states do not cover workers compensation. Your attorney will be able to advice you accordingly.

Depending on the laws in your particular state you may be able to claim workers comp for an injury received outside of the actual workplace. A lot will also depend upon the specific facts of the individual case. Generally, if the injury occurred or arose "within the scope of employment" then he or she should be covered. This means that if the job entails travel or overnight stays in a hotel, and the injury occurred in the hotel being used for business purposes, compensation may be paid.

Also, if an employee runs an errand that takes him away or outside of the workplace and an injury occurs, compensation may be payable. If however, the employee deviates from that errand due to personal reasons, for instance going home to pick something up, the rules and facts will need to be examined more closely. Likewise if an employee is injured while attending a recreational even sponsored by the employer, such as a company outing or picnic, then compensation might be payable.

In all of these scenarios, as well as any other injury instance at work, the first course of action should be to notify the employer and fill out the claim form given to you. The employer should then submit the forms to the insurance company and the workers compensation agency.

If the employer should contest the claim, your legal advisor will help schedule a hearing and will prepare any evidence and supporting documentation such as medical reports etc, for you. He will present any and all evidence of your injury and its extent at the hearing, and will represent you in any claim or appeal as and when necessary. It is vital to make sure you receive the best legal advice possible, as without it you might end up losing your claim and any possibility of compensation benefits.




Stewart Wrighter recently reviewed the work of a Des Moines workers comp lawyer to review the effectiveness of their work. He hired a Des Moines workers comp attorney to join his law firm.

Automotive Technology Leaders Certificate - Hybrid Vehicles Course Preview Saturday, December 18, 2010

Course Preview for online course available through the University of Michigan. Visit emergingtech.engin.umich.edu for more information.



http://www.youtube.com/watch?v=YOGBbAoQpjg&hl=en

Accounting Software For Private Schools

Accounting software is necessary for private school owners that do not have bursars or accountants in their employ. This software which is tailor-made specially to serve the accounting needs of a school or a group of schools such as nursery, primary and secondary schools would provide solution to the various accounting problems facing some schools, especially, the private schools.

The number of nursery, primary, and secondary schools owned by private individuals is on the increase, especially in the developing countries. A common feature among these private schools is that many of them do not have accountants. What many of the school proprietors do is to simply employ accounts clerks or make their secretaries do some book-keeping work for them. The reason why they do this is to save cost. Consequently, many of such private schools usually end up not having good accounting system. Such acts directly or indirectly bring some negative effects in the management of the private schools.

The good news for these private schools is that we now have accounting software for schools that can equally do the work of accountant where one is not available, or where the available accountant is over loaded with work. The private school owners should consider making use of this software so as to maintain good accounting records in their schools. The use of the software is by far cheaper than the employment of accountants. It is capable of handling the various financial transactions of the private schools, such as receipts and payments. It can also prepare the various accounts for the schools such as the opening statement of affairs, the receipts and payments accounts, the income and expenditure account, and the balance sheet. From the above mentioned accounts, The software can also ascertain the cash balance, the bank balance, the accumulated fund, the surplus if any.

This accounting software will surely provide the private schools with the relevant accounting information needed for efficient running of the schools. It will make an invaluable accounting tool to the private schools in the developing countries in particular, and in fact, to all schools in general.



Price Point Thursday, December 16, 2010

SUVs on sale at Price Point Used Car Supercenter in Traverse City, Michigan. Part of the Bill Marsh Automotive Group www.pricepointcars.com *This ad may be expired. Please visit billmarsh.com to see our current incentives.*



http://www.youtube.com/watch?v=YAIlXtRJRaM&hl=en

FAQ's About Motorcycle Accidents and Answers from Michigan Motorcycle Accident Lawyers

Question: At the time of my Michigan motorcycle accident, I did not have insurance on my motorcycle. Can I still sue the driver who hit me?

Answer: Yes. Michigan law treats motorcyclists differently than individuals driving their own cars without insurance. Thus, an injured motorcyclist, who did not have insurance on his or her bike, may bring a lawsuit against the careless driver who caused the Michigan motorcycle accident.

Question: What is Uninsured Motorist Coverage?

Answer: Uninsured Motorist Coverage is an insurance coverage option that may allow you to recover damages from your own insurance policy, when an at-fault driver did not have insurance or cannot be identified (i.e. hit and run driver). It is a wise idea to carry uninsured coverage, to protect yourself in case you are in this situation when you are in a Michigan motorcycle accident.

Question: Is there a difference between uninsured motorist coverage and underinsured motorist coverage?

Answer: Yes. Underinsured coverage provides an additional means of collecting damages, if you are seriously injured in an accident. It is different than uninsured coverage, which is available when there was no identifiable insurance on an at-fault vehicle. For example, if you carried a policy of $100,000 underinsured coverage and the at-fault driver had a $20,000 liability insurance policy, you could seek up to $80,000 in additional damages from your own insurance company. This applies only after your attorney secures a tender offer of the underlying policy of insurance. As you can see, these claims are complicated and must be handled carefully.

An uninsured endorsement on a policy does not necessarily include an underinsured endorsement. Premature acceptance of an underlying policy in full settlement of your Michigan motorcycle accident claim could deprive you of the right to collect uninsured coverage.

Question: The driver who caused the Michigan motorcycle accident did not have insurance. I did not carry uninsured motorist coverage on my motorcycle, but have it in my motorcycle insurance policy. Can I make a claim for damages I suffered in the Michigan motorcycle accident through my motorcycle insurance?

Answer: Maybe. Your eligibility for uninsured coverage may depend on the specific wording of your Michigan motorcycle insurance policy. You should contact a Michigan motorcycle accident lawyer for help determining what your insurance policy covers.

If you or a loved one was seriously injured in a Michigan motorcycle accident, talk with an experienced Michigan motorcycle accident lawyer.




Attorney Marya Sieminski joined the Law Offices of Sam Bernstein in 2003. She is admitted to practice law in Michigan state courts and in the U.S. District Court for the Eastern District of Michigan. She earned her Bachelor of Science degree at the Massachusetts Institute of Technology and graduated magna cum laude from Wayne State University Law School. Marya has worked as a trial lawyer for 10 years and exclusively represented victims in personal injury litigation and in workers compensation claims. She also was appointed by the Governor to serve on the State of Michigan Workers Compensation Qualifications Advisory Committee.

The Law Offices of Samuel I. Bernstein, our Michigan motorcycle accident and personal injury law firm, has championed the cause of seriously injured Michigan auto accident victims for three generations.

Michigan Personal Injury Claims Tuesday, December 14, 2010

If you have suffered a personal injury due to someone else's fault or negligence, then you should certainly consider the possibility of making a claim under law against the negligent person for all your injuries and sufferings. A claim is a demand for the compensation of all your physical and mental injuries suffered due to someone else's carelessness or negligence. The person responsible for your suffering is liable to compensate you not only for the injuries caused or damages incurred, but also for your medical expenses, for the time lost at work due to the injury, etc.

If you have suffered a personal injury in Michigan, and if you are planning to file a claim for your damages, then as per the state law, you have only three years to file the lawsuit claiming for compensation. If your lawyer is not able to reach an agreement with any involved insurance company, then filing a lawsuit for a claim before the three-year statue of limitations runs out is the best option. The statue of limitations starts running from the day the claim accrues--that is the time when the injury is suffered. Sometimes, it is not reasonably possible to know the cause of the injury or even to know that the injury has occurred until the damage or loss is revealed at some point of time. For example, an error in a will cannot be noticed until the will is executed in its given time period. In such circumstances, the discovery rule of Michigan permits a suit to be filed within a certain limited period of time after the injury is discovered or reasonably should have been discovered.

When filing a personal injury claim, it has to be ensured that the damages claimed truly reflect the extent of the injury or loss. Personal injury claims can be very contentious; as such, it is important to find an experienced personal injury attorney to help you navigate this legal process.




Michigan Personal Injury Lawyers provides detailed information about Michigan personal injury lawyers, Michigan personal injury lawsuit funding, Michigan personal injury law firms, Michigan personal injury laws and more. Michigan Personal Injury Lawyers is the sister site of Florida Personal Injury Lawyers Info.

Meghan Tonjes @ Bands Undone Saturday, December 11, 2010

On April 11, 2010 Meghan Tonjes stopped by Canteen Art Shop + Gallery in Ottawa, Ontario, Canada and performed for Bands Undone. She is a lovely lovely person and equally as great musician. Filmed by www.youtube.com & www.youtube.com www.bandsundone.com http www.meghantonjes.com



http://www.youtube.com/watch?v=3YJ9I_-jWQk&hl=en

Tips on Saving Money!

A recession is a good time to re-assess your finances and start saving. It's never too late or too early to make a start. Nor is the amount you save ever too small! Many people don't save because they think putting away a measly amount every month won't add up to much so why not spend it? But that's really a fallacy. Even if you put away a few dollars a month, at the end of the year, the amount plus interest, can add up to a good amount-definitely enough to put a smile on your face!

How can you cut corners and put a little extra into the kitty for a rainy day, or for your retirement, or even for a vacation! Here are a few simple tips!

Write down your expenses every day! Divide them into categories at the end of the month. You're bound to find some ways to cut down on each category. Prepare a budget and don't live beyond your budget.

Make your credit card payments on time. The late fee is just not worth it.

Pay off creditors who charge you the highest interest rates first! This way you save on high interest charges. Don't accrue amounts on credit cards that have higher interests. Use the lower interest cards more frequently.

Do yourself a favor. Open up a retirement account and deposit some amount of money every month into that account. You'll thank yourself when you reach retirement age. Avoid dipping into this account to pay up expenses.

Refinance your mortgage. Even if you reduce your interest rate by one percent it is more to your advantage to refinance, especially if you are paying high rates of interest based on your not so great credit card scores.

Designate an automatic withdrawal from your salary to a savings account and tell yourself that you will not dip into your savings funds to pay your expenses. Even if you save $50.00 a week you'll have $2600.00 at the end of the year, not counting the interest!

Keep a track of your total debt situation each month. Reminding yourself of how much you are in debt can wisely put a wet blanket on any impulsive spending. Impulse spending accounts for a lot of our expenses. Wait at least 48 hours before spending on items you didn't budget for. Good sense usually prevails!

Don't spend extra income that you get by way of tax refunds, overtime, or gifts. Either use it to pay off your credit cards or put it in your savings.

Avoid eating out at restaurants or buying pre-packaged cooked meals. You'd be surprised at how much you can save by making meals at home. It's easier than you think it is and healthier, too!

And last of all, if you need assistance in debt management, remember there are professional credit card counselors who offer free services. They will help you assess your financial situation and provide you with several options. Perhaps a debt consolidation program may be your best solution to help you be debt free in the quickest possible time. Such services also include education and seminars on how you can efficiently manage your finances so that you never live in debt again!




About the Author: The author Martin Crow has been working in the financial industry for over 10 years. He has a Master's in Business Administration from University of Michigan. He has a keen interest in consumer credit counseling and offers advice on various ways to manage debt through his writing. He has done extensive research on the American consumer and debt trends in the U.S., which makes him an expert of subjects like credit care debt, debt management, personal bankruptcies, debt consolidation, debt settlement, etc.

What is the Average Price of Auto Insurance? Friday, December 10, 2010

How much do the majority of people shell out for auto insurance? That is really a tough question. It is based for the most part on where you reside, instead of on the type of auto you own, as many believe.

If you live in a rural area you will most certainly have lower premiums than someone in the city. There will be a greater chance of an accident if there is more traffic on the road.

Insurers determine the cost of premiums by considering a variety of pertinent factors that include the driver's age;however, the major concern is assessment of the risk that they will have to pay a claim.

The National Association of Insurance Commissioners put together a report stating the typical cost of auto insurance dropped by 1 overall.Seven percent in 2006. They made a list of the 10 most and least expensive states to reside in when considering auto insurance costs. There is a significant difference between the highest and the lowest.

The average expenditure per capita in Washington DC is about a thousand dollars a year. The average in North Dakota is $530, which is less than 50%. If you want to relocate for a lower insurance rate, you may want to consider moving to Iowa, South Dakota, Idaho, Kansas, Nebraska, Wisconsin or North Carolina. You can obtain a comprehensive car insurance policy at an average annual rate of less than $600 a year in all of these states.

However, interestingly enough, the median price for homeowners in North Carolina is more elevated since their coastal region suffers a lot of hurricane damage. There are many factors to think about when you are picking a new place to live.

Among the states that have the most elevated rates are Nevada, Delaware, Florida, New York and New Jersey. Each year, the expenditures in the indicated states top $1000. Different cities also have different rates. The state average rate is driven up by cities with higher rates

Just two years ago, people residing in Detroit could expect to pay over five thousand dollars a year for auto insurance. However, the median amount statewide was under $1000. Michigan is big in size, possessing a lot of rural regions. If you live out in the countryside your premiums will be lower than in a populated area such as Detroit.

Which businesses sell the majority of auto insurances? It may interest you to know which businesses supply the most auto insurance in the United States. Go online to compare quotes from these three as well as many others.




Ian Wright can help you save money on insurance BUT you have to visit: online car insurance quote or http://www.quick-online-insurance-quote.com/cheapest-car-insurance-quotes-online.html.

Choosing the Right Attorney After Your Accident Tuesday, December 7, 2010

If you have ever been in a car accident, then you know just how devastating it can be to absolutely every aspect of your life. In the blink of an eye, you can find yourself painfully injured, without a car, and unable to work. The financial and medical repercussions reach far beyond the split second that you feel the impact. Many people spend years recovering after a car accident, both financially and physically. You can make certain that this does not happen to you by seeking a Miami auto accident attorney that will take your side and get compensation to you as quickly as possible so that you can get on with your normal life.

The first thing you must think about after an auto accident is how you will pay for the medical bills for your care. If you are lucky enough to have excellent medical coverage, then this might not be as devastating for you as it can be for others. Sometimes, however, just the deductibles can be a staggering amount of money. Those that do not have all-inclusive healthcare coverage, or perhaps do not have healthcare insurance at all, must figure out how to repay the hospital for tens of thousands of dollars for x-rays, physician time, and ambulance use. The final cost is often quite shocking.

Next, you will have to figure out how to pay for the damages to your car. If the car is totaled, you just have to write it off as a complete loss. Many people only carry liability insurance on their vehicle, which protects the car that they hit, but not the care that they own. You might think that's enough to get you by, but your first car accident will convince you otherwise. Your lien holder doesn't care if your car still exists. They do care that the loan does.

Consider, also, the amount of work that you will miss due to your injuries. This can result in lost wages that make it hard to pay the bills. If you cannot move around, you will not be able to adequately care for your children or keep your house. In essence, your car accident reaches into the lives of those around you. A Miami auto accident attorney will ensure that you receive the compensation that you are owed, which will relieve much of the financial pressure from you and your loved ones.




David Benenfeld, Esquire has been a member of the Florida Bar since 1994. He specializes personal injury law in the Ft. Lauderdale and Miami, Florida area. Visit InjuryLawService.com for more information on a personal injury lawyer, auto accident attorney or Workers' Compensation lawyer.

Packard Plant Exploration part 1 Saturday, December 4, 2010

Walking around the abandoned Packard Motors plant in Detroit, Mi.



http://www.youtube.com/watch?v=qgVN3ILuKmk&hl=en

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