Look at me! Look at me! Montage: Funny Face Paintings in motion! (set to music) by James Kuhn Thursday, November 25, 2010

A montage, set to music, of some of my motion face-paintings. Enjoy! Song "Look at me!, Look at me!" Written and performed by Liz Mandville.{and the BluePoints!} www.lizmandville.com Video editing by Al Baby. Check out Sept. Readers Digest, article about me on page 112!!!



http://www.youtube.com/watch?v=mhx6RC8omIM&hl=en

BP Oil Spill = 2 Billion Gallon Field! Jobless Claims Spike! Wednesday, November 24, 2010

Video commentary about a jump in unemployment claims, the consequences of the BP oil spill, what I would do if I were President, the 90 banks that missed TARP Payments, large protest planned at G-20 meeting in Canada, the NBA Finals and more. New jobless claims take surprise jump www.msnbc.msn.com Jobless aid, tax bill hits Senate roadblock again news.yahoo.com More Than 90 Banks Miss TARP Payments www.cnbc.com Spain: the new crisis in Euroland www.independent.co.uk Large protest planned at G-20 meeting in Canada www.businessweek.com Out-of-work job applicants told unemployed need not apply finance.yahoo.com BP Oil Spill: Against Gov. Jindal's Wishes, Crude-Sucking Barges Stopped by Coast Guard abcnews.go.com Hayward estimates size of oil field at 2B gallons www.breitbart.com Gulf Oil Spill Sickness: Cleanup Workers Experience Health Problems, Complain Of Flulike Symptoms www.huffingtonpost.com



http://www.youtube.com/watch?v=CxQOnHHitz0&hl=en

NBC Equipment Part 3 Monday, November 22, 2010

NBC Equipment Video Part 2. By Mark Koernke



http://www.youtube.com/watch?v=26Q2wRg_a0k&hl=en

Free Debt Consolidation Services Monday, November 15, 2010

If you are struggling with debt and in need of assistance. it can be close to impossible to swing paying out yet more money in order to get some help. Fortunately there are Free debt consolidation services available - a number of which would be to your advantage to check out.

Consolidated Credit Counseling Services. INC

Consolidated Credit Counseling Services Inc for example offers everything you need to begin to get your finances back in your control. Their free debt consolidation services cover credit card debt or any other debt problem you are dealing with.

The company was established in the early 1990's and has become an industry leader in credit counseling and debt management programs nationwide. Their whole reason for being is to make it possible for people drowning in debt to end whatever financial crisis they're experiencing so they can get back to their lives, debt free and wiser.

Consolidated Credit Services Inc. helps individuals solve money management difficulties through professional counseling and education. They not only deal with the debt you have now, they teach you how to avoid the pitfalls and mistakes that brought you to them in the first place.

Debt Consolidation Care

Another free debt consolidation service is known as Debt Consolidation Care. Here financial coaches offer advice on consolidation and payday loans, dealing with creditors, collection agencies and more.

The financial advisers can help lower payments and interest, put a stop to collection calls, help you to avoid bankruptcy, end late fees and pay off your debt at once leaving you just one monthly payment to deal with. You'll not only learn how to become free from your crushing debt, you'll acquire the tools and knowledge to take steps to avoid repeating the mistakes of the past so you can live debt free from here on out.

Being deep in debt is one of the worst experiences to have to go through. Free debt consolidation services can help you take care of that debt so you can finally relax and learn to live debt free.

This article was put together by Frank Froggatt, an expert on non-profit debt consolidation If you got it bad and are suffering under a burden of debt, you can begin the process of freedom from financial bondage by visiting mydebtconsolidationsite.us.

Michigan Automobile No-Fault Law - A Primer Saturday, November 13, 2010

Michigan automobile law is a very complex system that few people truly understand. This article gives a brief description of the Michigan no-fault system. If you or a loved one is involved in a car, truck or motorcycle accident, it is important you call a Michigan car accident lawyer for a more detailed description of your rights and benefits.

The central tenant of the Michigan no-fault law is the actual "no-fault" provision found in the law. In almost all situations, a person is entitled to no-fault benefits, even if they caused the accident, so long as the person was involved in a motor vehicle accident.

These no-fault benefits are sometimes called first-party benefits or PIP (personal injury protection) benefits.

At the outset, Michigan auto law is really divided into two separate categories, first-party litigation and third-party litigation. First-party litigation is a claim against an insurance company for no-fault benefits. No-fault benefits pertain to economic damages, such as lost wages and medical bills. A third-party claim is a claim against an at-fault motorist for pain and suffering damages only.

FIRST-PARTY CLAIM:

It is important to understand that just because you do not personally have automobile insurance coverage does not mean you are not entitled to first-party benefits. Passengers, pedestrians, bicyclists, and drivers are examples of people entitled to no-fault first-party benefits. Even without auto insurance, in almost all situations you are still entitled to PIP benefits, as long as a motor vehicle is involved.

The no-fault benefits accident victims are entitled to are extensive. They include, but are not limited to, reimbursement for medical expenses such as doctor and hospital visits, lost wages, household replacement services, attendant (nursing) care, survivor's loss benefits and reimbursement for travel expenses related to medical care.

When opening a first-party claim for no-fault benefits, one must first determine which insurance company is responsible for the payment of these no-fault payment. This is called the order of priority. The order changes, depending on if the person is injured while an occupant of a motor vehicle or a non-occupant - such as a pedestrian or bicyclist. Either way, the first place to start is the injured person's own insurance. If that person carries auto insurance, that auto insurance company is responsible for no-fault payments. The search ends there.

However, if that person doesn't have auto insurance, one next looks to the accident victim's spouse or a resident relative who is domiciled with the accident victim and see who their insurance is with. If auto insurance exists at this level, that insurer is responsible for the payment of no-fault benefits. If no insurance exists at this level, the search continues. Ultimately, all persons who sustain an injury in a motor vehicle accident are protected by the no-fault act, even if this requires the State of Michigan to assign an auto insurer to the accident victim to cover the applicable no-fault benefits.

There is one lone exception to this rule. A claimant who has not purchased insurance for his or her owned vehicle involved in an accident is disqualified from receiving no-fault benefits, because under the law, each vehicle owner must insurer his or her vehicle.

To receive first-party benefits, an accident victim must first complete an Application for No-Fault Benefits. This application must be completed and returned to the automobile insurance company handling the first-party claim within 12 months of the date of the accident. This deadline is compulsory and an accident victim will not be entitled to receive no-fault benefits if the application deadline is not met.

THIRD-PARTY CLAIM:

Under Michigan law, a third-party claim is the typical negligence claim in which an accident victim seeks money damages because of the negligence, or fault, of another vehicle operator or owner. Although auto accidents happen for any number of reasons, typically they involve a driver who was not paying proper attention or was not using due care in operating the vehicle.

In a third-party negligence claim, the plaintiff may sue for pain and suffering damages as long as he or she meets the statutory threshold of death, permanent serious disfigurement, or serious impairment of body function.

The most common and litigated threshold requirement is the serious impairment of body function. This term has undergone numerous legal changes over the years, but essentially the phrase means that a plaintiff must show an objectively manifested impairment of an important body function that affects the plaintiff's ability to lead his or her normal life. An objective manifested impairment requires the plaintiff to show medical proof there is a physical basis for subjective complaints of pain and suffering. As a result, it is difficult to obtain pain and suffering damages for soft tissue injuries.

In addition to pain and suffering, negligent defendants are responsible to accident victims for excess economic loss, regardless of whether or not the accident victim meets the statutory threshold. Thus, even if a plaintiff does not have a serious impairment of a body function, he or she can still recover loss wages and replacement services that exceed the statutory maximum amount available in a first-party no fault claim, or lost wages and replacement services that last beyond the 3 years paid by the PIP no-fault insurance company.

This article is a brief summary of the Michigan no-fault act. If you or a loved one is injured in a motor vehicle accident, please contact an attorney so he or she can advise you on what benefits you may be entitled to.

UMMA: A Meeting Place for the Arts Friday, November 12, 2010

Experience the impact of the expanded and restored University of Michigan Museum of Art. Eight months after reopening the Museum has truly inhabited its promise to be a meeting place for the arts, bridging campus and community.



http://www.youtube.com/watch?v=UX9ag16x4Fk&hl=en

Leelanau Theme Song Tuesday, November 9, 2010

An animated version of the Leelanau Song. Written by Art and Hazel Oberhelman, sung by Amy Hubbell of the Leelanau Enterprise. Animated by students at a TAP workshop ... Find out more about TAP's programs and how you can support kids and art! @ www.theartplace.org



http://www.youtube.com/watch?v=LTYH7MOEHQI&hl=en

Credit Debt Relief Options - Debt Consolidation Vs Settlement Programs Friday, November 5, 2010

The only thing common about the debtors is that they want to get rid of their debt, but every debtor has a different situation and needs a different solution. A solution viable for one debtor might not be the best option for another; so selecting an option to get rid of your debt might cause havoc. Some people might think of going to the debt counseling companies but when you are already in crisis, fee charged by the debt counseling company will only add salt to the wound, but selecting a wrong way out of your debt can cause even more financial loss. Let us discuss two of the very common methods and see which one is better for you:

Debt consolidation is the most feasible option for a debtor who has multiple loans at the same time and he is paying the penalties, interests, mark ups. Debt consolidation means taking one loan to pay all the other loans. This loan can be another unsecured loan but usually when you are already bearing the burden of so many loans getting another unsecured loan might not be easy, that is why this loan is usually a secured loan against an asset usually a house. The benefit of this method is that you have to pay smaller installment and lesser interest.

Debt negotiation or debt settlement is one of the frequently used methods of paying your debts as it is a win-win situation for both; the debtor and the creditor. This method has been around for almost 25 years but is in limelight these days courtesy, the government's recent support. In this method you negotiate with your creditor to agree on a reduced amount that will be considered as a lump sum or in installments. Cyndi Greedes, an American associate professor wrote in her article in New York Times "Done Correctly (debt negotiation) can absolutely help people. Before opting for debt settlement you must keep in mind that it is only available for loans over ten thousand dollars. The best thing about this option is that you can reduce your debt to 70% and can pay in lump sum or in installments according to your comfort.

Remember, choosing the right way leads to the destination but if you take a wrong turn you will only get lost!

Debt settlement is a legitimate alternative to filing bankruptcy. Consumers can expect to eliminate around 50% of their unsecured debt with the help of a legitimate settlement program. With the new FTC laws recently passed in July 2010, debt settlement is a much less risky option. If they don't settle your balance you don't have to pay a dime.

Check out the following link for free help from a certified debt relief specialist:

Free Debt Advice

The Automotive Insider (February 4th, 2009) Wednesday, November 3, 2010

The Automotive Insider (www.theautomotiveinsider) gives insider information, tip, tricks & secrets!



http://www.youtube.com/watch?v=p2VZVpLX8oE&hl=en

How to Find Out If a Radar Detector is Legal Where You Live Tuesday, November 2, 2010

While radar detectors can be a very convenient device to carry in the car with you, whether or not they are legal varies from state to state. It is important to know your state's position on the matter before you decide to use a radar detector.

It is a fairly simple process to discover the rules, and you should understand all rules that relate to radar detectors. It is almost always illegal to carry a radar detector in a business or commercial vehicle, and it is completely illegal to use one on a U.S. military base of any kind, anywhere.

The first place to visit is your state motor vehicle website or office. They will not flag your license plate number if you ask them the question and it will in fact show responsibility on your part, because you've bothered to ask. You may be surprised at the number of people who do not check this information and then claim ignorance when caught.

You can also contact your local police department and they should be able to assist you with a quick yes or no answer. There may be further clarification needed on certain situations so don't be afraid to ask for it. Police are not ignorant to the fact that people use these, and will know whether it's legal in their jurisdiction.

If you travel regularly, then it is your responsibility to find out the rules in other states. This can be done with a simple web search or looking for the appropriate governing body online or via telephone. If you are caught out of state and hit with a fine, ignorance or living in a legal state will not protect you from guilt.

If you are discovered with a radar detector that is not legal, then you will end up receiving two fines - one for speeding if this has been recorded, and another for using the device in the first place. Even if you are not speeding, simply having a radar detector in your vehicle can be an offense so it is best to remove it or conceal it if you're traveling interstate.

While it may be appealing to continue to use the product illegally, you must understand your rights and responsibilities. If you're caught you may also have the radar detector confiscated, which is potentially hundreds of dollars down the drain along with the cost of the fine.

It's also very important to learn of any nuances with the state regulations before you get pulled over. For example, in some states they operate on weight - if your vehicle exceeds a certain weight level, then radar detectors can be illegal.

Also keep in mind that laws can change. What was accurate three years ago may no longer be the case so it's worth checking regularly for updated information. A change in law since the last time you looked into it does not mean you can be exempt from fines. Knowing if a radar detector is legal in your state or those you travel to is your responsibility and therefore worth finding out.

Mark writes on a variety of helpful topics. Here's where you can go to find attorneys that specialize in lemon law at lemon law lawyers California. Also, here is where you can go to learn more about California Lemon Laws.